FOCL Practice Test

How can one classify Rob's acquisition of video games using a found credit card?

1. Legal use of another's card

2. Credit card fraud

3. Networking theft

4. Permissive sharing

The correct answer is: Credit card fraud

Rob's acquisition of video games using a found credit card is classified as credit card fraud because he is using a payment method that does not belong to him without the owner’s permission. Credit card fraud encompasses activities where someone uses a credit card issued to another person without authorization, intending to benefit from that unauthorized use. In this case, since Rob found the credit card and proceeded to use it for his own benefit, it clearly falls under the definition of fraud, as the rightful owner of the card did not authorize Rob's actions. Legal use of another person's card would require consent from the card owner, which is not present here. Networking theft pertains to unauthorized access to systems or data, which is not applicable in this scenario. Permissive sharing implies that the card owner allowed Rob to use the card, which does not align with the circumstances of finding and using a card without permission.